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Why Is This Quaint Florida Waterfront Destination Capturing Retirees’ Attention?

After years in the workforce, retirees often seek one simple thing – to live their best life. Many move to places where they can relax and enjoy life without the burdens of managing to-do lists or worrying about menial tasks. This has led many to Florida’s Treasure Coast, trading their snow shovels for pickleball racquets and golf clubs. This region on the Florida waterfront has become a year-round destination of choice, with stunning natural beauty, a world-class sport fishing scene, and the epitome of relaxed coastal living. See why snowbirds and retirees are heading to Martin County and why Harbour Ridge Yacht & Country Club has become the destination of choice.

animals found in the wild at Florida waterfront club

Beautiful Natural Scenery Along the Florida Waterfront

With the Atlantic Ocean, St. Lucie River, Indian River Lagoon, and Okeechobee Waterway flowing through the region, Martin County’s breathtaking waterways are home to endless adventures. Hutchinson Island’s long, pristine beaches are a major draw, with crystal-clear waters, sunny weather, and abundant marine life creating a tropical vacation vibe. Birdwatchers delight in spotting great herons, pelicans, and egrets, while beachgoers often see bottlenose dolphins along the coastline. Each year, the area plays a vital role as a nesting site for thousands of sea turtles, drawing visitors to enjoy nighttime sea turtle walks—a beloved activity during the hatching season from summer through fall. Mangroves, sea grape groves, and palm trees add to the region’s picturesque beauty.

The Sailfish Capital of the World

From deep-sea fishing to kayaking around the river, there are an infinite number of ways residents can enjoy the Florida waterfront. Stuart, recognized as the “Sailfish Capital of the World,” is a hotspot for sport fishers seeking to catch the elusive sailfish. Deep-sea sports fishermen cherish the open ocean’s challenging catches, with plentiful annual tournaments to show off their skills. For a more relaxed fishing experience, take a flats boat through the mangrove’s estuary waters, teeming with redfish, snook, tarpon, and trout. Mariners can sail across the Okeechobee Waterway to Fort Myers, or head to the West End of The Bahamas just 55 nautical miles to the south.

Aerial of the marina at Florida waterfront private club

No matter where boaters choose to go, there are no more enviable locations to launch from than the Harbour Ridge Marina. Three private marinas along the North Fork of the St. Lucie River provide a combined 98 slips that range from 24 to 80 feet long. Harbour Ridge is also a proud Member of the prestigious Florida Council of Yacht Clubs, providing Members with reciprocal privileges at 36 private Clubs from Marathon to Pensacola.

A Beneficial Tax Environment for Retirees

For retirees making the move to the Sunshine State, they’ll find a tax-friendly environment that allows them to make the most of their income. Florida stands out as one of just nine states without a state income tax. This means pensions, 401(k)s, and social security benefits remain untaxed at the state level. Moreover, the Florida Homestead Exemption bases property taxes on the home’s assessed value, potentially reducing taxes by up to $50,000. Additionally, Florida does not levy estate or inheritance taxes, ensuring residents and their heirs are protected from state taxes on their descendant’s estate.

golf course at Florida waterfront private club

Where New Interests Are Celebrated

Many retirees embrace their golden years as a chance to learn something new. Harbour Ridge provides a welcoming environment for Members to pursue as many activities as they desire. Golf enthusiasts can enjoy the full beauty of the Florida waterfront from two 18-hole championship golf courses, complemented by a team of professionals organizing weekly clinics, holiday tournaments, and over 25 years of major championship traditions. The Lakeside Amenity Center, spanning 22,000 square feet, caters to fitness enthusiasts with a range of classes for every workout regimen. Additionally, Harbour Ridge’s nationally ranked tennis facility boasts nine Har-Tru tennis courts and eight pickleball courts, hosting weekly socials, round-robin tournaments, and more.

A collage of hobbies Members enjoy on the Florida waterfront

Harbour Ridge’s 45,000-square-foot waterfront Clubhouse also features an endless mix of Member-organized clubs for every lifestyle. Artists can get creative at the Artisans Club or inspire others through music with the Chorale. Set sail for an adventure with the Yacht Club or enjoy laughter and friendly competition with the cards and mahjong clubs. The Harbour Ridge Birders explore the natural beauty and abundant wildlife surrounding them.

Homes Designed for Maintenance-Free Living

Harbour Ridge also has the distinction of providing its residents with several on-site facilities designed to promote a carefree Florida waterfront lifestyle. Snowbirds appreciate the lock-and-leave convenience, with 24-hour on-site security and a manned gated entry providing peace of mind. On-site housekeeping and grounds maintenance ensure everything at home is well taken care of no matter where residents might be. Those who leave for the season can also donate their orchids to the Harbour Ridge Orchid Trail, giving them a permanent home where they will be taken care of year-round.

A Premier Private Club on the Florida Waterfront

Located on the St. Lucie River, the “Private by Nature” waterfront location of Harbour Ridge Yacht and Country Club makes this the premier golf community on Florida’s Treasure Coast. Just a short boat ride or 10-minute drive away, residents are in close proximity to the lively Downtown Stuart, with delectable restaurants, boutique shopping, and year-round events to enjoy. Just 40 minutes to the south, The Palm Beaches offer even more to enjoy, including the Gardens Mall and world-famous Worth Avenue.

The wide variety of homes for sale within the Harbour Ridge community offers varying price points and styles to suit every need. All single-family homes and condominiums have stunning views of the St. Lucie River, lakes golf courses, or nature preserves. Move-in-ready rental residences are also available for seasonal Members. For more information, the complimentary digital magazine shares an even closer look at the amenities and lifestyles offered within this waterfront community. Visit or call 772-336-3000 for more information.


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